Ford Service Center in Richmond, MO

Leasing is generally a good fit for those who don't drive their vehicles out of town often. Perhaps they work from home or do most of their driving within the Lexington, MO, city limits. Also, leasing is usually a preferred option for those with good to excellent credit.

Leasing a new car often includes lower monthly payments and the freedom to enjoy the latest new Ford models at our dealership in Richmond, MO.

Vehicle lease contracts usually range from 24 months to 48 months.

Our team at Max Ford of Richmond will send correspondence to you within three months of your lease maturity date. During that time, we will outline what's to come step by step so you aren't caught off guard. You'll have a pre-inspection (scheduled about a month before you return your car) and a final return date. At that time, you can either walk away from your lease altogether, sign a new lease with another vehicle, extend your current lease, or purchase the vehicle outright.

Financing is a good fit for those who travel often in their vehicles (think road trips or long commutes to work in Odessa, MO), prefer upgrading their car's interior/exterior/performance features, or have an unstable credit history.

Financing gives you more freedom over how often you can drive, how far you can drive, and the appearance of your vehicle. With no mileage or customization restrictions, your vehicle essentially belongs to you the moment you sign your finance contract.

A typical finance contract lasts anywhere from 60 to 72 months, with some going as far as 84 months.

The shorter your term, the lower your APR, or annual percentage rate. The longer your term, the higher your APR. A lower APR results in a higher payment and reduces the total interest paid, while a higher APR does the opposite. Also, the longer your term, the higher your risk of having negative equity once your loan is paid off. That's just a few things to consider when you finance your vehicle.

At this time, our used vehicles are only available for finance deals.

Yes, we regularly offer discounts for new, used, and certified pre-owned vehicles at our Ford dealership near Lexington, MO. You can explore exclusive offers, including our $500 price match guarantee, our Ford military appreciation and graduate programs, and manufacturer rebates/incentives. We also feature pre-owned vehicle specials on popular, competitively priced models.

Yes, you can combine special offers here at Max Ford of Richmond. In fact, many of our vehicles already include multiple offers within the final sale price. Explore our new Ford inventory and see what kind of deals we have available today.

Yes, we can provide second-chance finance deals for our customers. We work with multiple lenders in the subprime market, so you'll always have a fair chance to finance your vehicle at our Ford dealership near Excelsior Springs.

Generally, we require at least 10 percent of the sale price, but in many cases, we can negotiate your down payment for a lower amount or remove it completely. We also may be able to roll the taxes, registration, and fees into your finance contract if needed. Contact us to discuss your current financial situation.